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Bankruptcy: An Overview

Last updated on November 24, 2023

Dealing with financial hardship is one of the most stressful situations you will ever face. The Law Office of Thomas B. Gorrill has been helping clients throughout Southern California for over 30 years. Attorney Thomas B. Gorrill’s practice is unique to bankruptcy cases in that he represents both debtors and creditors. This means he understands all areas of the law and how it can impact your case.

Filing for bankruptcy is often met with mixed emotions. The fact of the matter is, it gives those in debt some sort of financial relief. On the other hand, creditors who are owed money have rights as well. Attorney Gorrill can help you navigate the complicated process, no matter what your background is.

Understanding The Different Types Of Bankruptcy

There are three types of bankruptcy and determining which one is right for you is crucial. For some clients, Chapter 7 is the best option. This involves gathering all of your property and selling off what you can in order to pay off as much debt as possible. If a debtor meets the proper requirements, you can then eliminate your bills and start over.

Chapter 13, on the other hand, can set up payment plans to gradually pay off what you owe. This means that you don’t  necessarily have to sell any of your assets. Over the next three to five years, your income will gradually eliminate any debt you’ve acquired.

Chapter 11 is meant strictly for businesses that face bankruptcy. This can allow you to keep your business afloat while coming up with a better plan for the future.

Call Today For A Free Consultation

All forms of bankruptcy have advantages and disadvantages. Thomas Gorrill will honestly assess your case and help you determine what is in your best interest. He is here to provide creative solutions to your unique needs. To schedule your initial consultation, call his office in San Diego at 619-237-8889 or fill out this contact form.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.